What is “personally identifiable information”?

When reviewing this Policy you should understand that when we use the term “personally identifiable information,” we mean any information that can be used to identify or contact a specific individual, such as a name, address, telephone number, or e-mail address. When we refer to “aggregate information,” we mean information that does not allow us to identify or contact a specific individual, such as demographic information or visitors using a particular browser to access the Web site.

What types of personally identifiable information does AIG United Guaranty collect on the Web site?

We do not collect personally identifiable information on the Web site. We do collect aggregate information, as described in the following section.

Does AIG United Guaranty collect any other information about visitors to the Web site?

We constantly seek to maintain the integrity of, and make improvements to, the Web site. As part of these efforts, we collect and analyze certain aggregate information about how visitors use the Web site, as stated below.

When you visit our Web site, we may collect various types of technical data including (but not limited to) domain and/or Web browser information. This data is gathered using cookies and other similar technologies. Cookies are small pieces of information that our server places on a visitor’s computer hard drive to enable that person to more easily communicate and interact with the Web site and to provide us with important information on how visitors use the Web site. Many Web browsers are automatically set to accept cookies. You may change your browser settings to either reject cookies or notify you when a cookie is about to be placed on your computer. Please note, however, that rejecting cookies while visiting the Web site may result in certain parts of the Web site not operating correctly or as efficiently as if cookies were allowed.
In addition, we may use a service that collects data remotely by using so-called “pixel tags,” “web beacons,” “clear GIFs” or similar means (collectively, “Pixel Tags”) embedded in the Web site’s content. A Pixel Tag is an electronic image, often a single-pixel (1x1), that is ordinarily not visible to Website visitors and may be associated with cookies on the visitors’ hard drives. The data we collect includes which operating system and browser you use, how you navigate to and through our site, and how long you stay on our Web pages. This information is anonymous and does not include your name, e-mail address or any other contact information.
Please note that certain aggregate information may be linked with personally identifiable information. Any such linked information will be treated as personally identifiable information for the purposes of this Policy as long as it is so linked.

What does AIG United Guaranty do with aggregate information collected on the Web site?

Because aggregate information collected on the Web site does not personally identify you, we may use aggregate information for any purpose, and share aggregate information with third parties for any purpose.

We share the information gathered using cookies, Pixel Tags and other similar technologies with other AIG companies and with our third party vendor, Visual Sciences, Inc. (f/k/a/ WebSideStory). Visual Sciences gives us reports of this aggregated data. We use this data to improve our site by responding to our users’ interests and providing more relevant and useful information. For example, we use aggregate information collected on the Web site to evaluate how the Web site is being used. In addition, we may collect and analyze information about how many visitors arrived at certain pages of the Web site, how long they stayed on those pages, and where they went afterwards. This information allows us to determine which pages might be the most interesting to and popular with visitors and enables us to provide visitors with a better and richer experience on the Web site. For example, we may use certain aggregate information to improve the performance of our Web site, and to customize the content and layout of our Web site pages for you.

To learn more about Visual Sciences' privacy standards and use of web beacons, please visit: http://www.websidestory.com/privacy/privacy-policy.html.

If I link to another site and provide information to that site, how will that information be handled?

This Web site may contain links to other Web sites. The operator of such other Web site (whether AIG United Guaranty or a third party) may collect information about you, including through cookies or other technologies. If you link to another site, you will leave this Web site and this Policy will not apply to your use of and activity on those other sites.
If you provide personally identifiable information through any such site, your transaction will occur on that site (not the Web site) and the personally identifiable information you provide will be collected by, and controlled by the privacy policy of, that site’s operator. Links on the Web site to other Web sites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. We encourage you to read the legal notices posted on those sites, including their privacy policies. We shall have no responsibility or liability for your visitation to, and the data collection and use practices of, such other sites. This Privacy Statement applies solely to online information collection and use practices in connection with this Web site; it does not apply to any practices conducted offline or in connection with other Web sites owned or operated by AIG, United Guaranty or any third parties.

Can AIG United Guaranty change this Policy?

Yes. We reserve the right to change this Policy in order to address future developments of AIG United Guaranty, the Web site, or changes in industry or legal trends. Depending on the nature of the change, we will either: (1) announce the change on the home page of the Web site or (2) take such other action as we deem appropriate under the circumstances, including without limitation, posting the revised draft of this Policy on the Web site. You can determine when this Policy was last revised by referring to the “Last Revised” legend at the top of this page. Any changes to this Policy will become effective upon posting of the revised Policy on the Internet, accessible through the Web site. By continuing to use the Web site following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, please do not continue using this Website. If you have any questions or comments about this Policy, please feel free to contact us at reply@aig.com.

For more information, please see the United Guaranty Corporation Privacy Policy.